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A couple months ago, I wrote about what it will take to make Social Security solvent.  I also predicted that Congress wouldn’t do anything until the 11^th hour to fix Social Security.

The stock market (S&P 500 Index) is down almost 10 percent (as of last Friday) since its high in July.  You may be wondering what gives? 

Source: eSignal, 2015

Will Social Security survive?  This is a question that every sixty something year old is asking.  Last week, we discussed the Social Security Board of Trustees 2015 report.  Basically, either taxes need to increase 20 percent or benefits need to be reduced by 20 percent in order to shore it up for the next 75 years.     

Last week was designated as “National my Social Security Week” by the Social Security Administration in an effort to encourage people to register with Socialsecurity.gov for online access.  In case you haven’t already done so, it’s a good idea. 

Someday, I’d like to go skydiving.  It’s one of those things on my bucket list that life just keeps pushing on to the back burner.   Perhaps this is something you’ve always wanted to do too.  Or

It’s amazing how things change in 2,400 years.  Back then, Greece was on top of the food chain.  Now, they are rather close to the bottom.  I wonder if any of them reminisce about the “Good Ole Days” as they wait in line for their daily euro’s ($67 worth) at the ATM.  Probably not.

After reading my last post, you know about avoiding investment newsletter scams.  But do you know how to spot a crooked financial advisor?

You can get a sense of whether or not someone is honest just by watching and listening to them. 

“How would you like to double your portfolio value in the next 12 months... and then... do it again every year thereafter?”

So began an email I received yesterday.  It went on to tell me I needed to sign up for their newsletter. 

What’s better, a Traditional IRA or a Roth IRA?  In my last article, we discussed why one is not necessarily better than the other.  They just have different features.  I wrapped it up with this paragraph:

This time of year, you may be thinking about socking some money in an IRA.  But which one should you use—a Traditional, or a Roth?  You get more tax savings now with the Traditional, but could the Roth be the better deal in the long term?  We are going to look at this issue today and in my next post as well.  Something worth noting is that even though I am covering IRA